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If you’re involved in a lawsuit regarding your solar panel loan, you might be wondering: Do I get to review the settlement offer before anything is finalized? This is a common concern among homeowners dealing with deceptive solar sales tactics and fraudulent financing agreements.
The short answer? Absolutely.
Your approval is required for every step of the settlement negotiation process. Here’s how it works:
When you sue your lender over misrepresentations related to your solar panel system, settlement discussions are a key part of the process. Many lenders will try to negotiate a deal rather than risk going to trial. But any settlement offer is your decision to accept or reject—your lawyer cannot act without your approval.
Before your attorney submits a demand to the lender, you will review and approve it. This demand lays out your claims, evidence, and the amount you are seeking. Your attorney will work with you to ensure that the demand accurately reflects your situation.
Once the lender responds with a counteroffer, your attorney will inform you immediately. At this stage, you have a choice:
Accept the offer if it meets your expectations.
Reject the offer if it’s too low.
Make a counteroffer with the guidance of your attorney.
If the lender’s offer isn’t satisfactory (which is often the case), you and your attorney will strategize the next move. You will have the opportunity to discuss the lender’s proposal, consider the risks, and decide on a counteroffer.
Each settlement offer and counteroffer must be reviewed and approved by you before it is sent. Your attorney will ensure that you understand all terms and potential outcomes before making a final decision.
Many homeowners assume that their attorney will negotiate settlements without consulting them. However, in our firm, nothing moves forward without your explicit consent. You are in control of your case, and your attorney’s role is to guide you toward the best possible outcome.
Key Takeaways
You have full control over settlement decisions.
Your attorney must get your approval before making any demands or accepting offers.
Settlement negotiations are a back-and-forth process where your input is crucial.
You will never be pressured into accepting an offer that you are not comfortable with.
If your solar company misled you about tax credits, energy savings, or warranties—and your lender is still holding you responsible for the loan—you may have a case. We specialize in helping homeowners fight back against unfair solar financing agreements.
(855) 584-3576
Justice Made Affordable and Accessible
Neal Prevost, Trial Attorney With 31 Years of Experience
"Took Care of Everything"
I felt completely stuck when Encor went out of business, leaving me with an unfinished solar system that didn’t work, failed inspections, and a loan I still had to pay. On top of that, they misled me about tax credits and savings, and I ended up paying more in taxes and insurance instead. Prevost Law Firm stepped in and took care of everything. Their team handled my case with professionalism and compassion, and I’m so grateful for the outcome. If you're struggling with solar issues, you need to call them. (Cara J.)
"Exceeded My Expectations"
My experience with Encor Solar was a disaster. They installed a system that didn’t work, used an unlicensed subcontractor, voided my roof warranty, and lied about the need for batteries during power outages. When they went out of business, they left me with an unfinished system and no way to fix the mess they created. Prevost Law Firm was amazing—taking on my case and delivering results that exceeded my expectations. They are true advocates for homeowners, and I’m so grateful for their help. If you're facing a similar situation, I can’t recommend them enough! (John S.)
"Pleasure To Work With"
Would recommend 100%. Neal and his staff did an excellent job keeping me informed about the process every step of the way. He was able to get a settlement. He was a pleasure to deal with. (Gabrielle S.)
"Communicated Each Stage Clearly"
Working directly with Mr. Prevost was excellent. Having worked with several attorneys in several fields regarding general real estate matters, I was very pleased with my specific niche case against UCC-1 filings regarding solar liens. Mr. Prevost knew exactly how things would play out in handling the matter and communicated each stage clearly with me as to what I should do and what his team would need from me in the process. (Cody McDonald)
"Changed Our Lives
We can’t thank Prevost Law Firm enough for what they’ve done for us. My wife and I felt utterly defeated and trapped by the $73,590 loan for a solar panel system that never even worked. Encor, the installer, went out of business before the system passed inspection, but Solar Mosaic still demanded we pay for it. As disabled homeowners, we felt taken advantage of and didn’t know where to turn.
From the first phone call, their team made us feel like we weren’t alone in this fight. They listened to our story, fought tirelessly on our behalf, and never gave up until they got results. Thanks to them, our $73,590 loan was completely canceled, and we were refunded every single dollar of the $28,493 we had already paid into the loan. Best of all, we got to keep the solar panels for free!
When we got the news, we were overwhelmed with relief and gratitude. My stroke has already made life challenging enough, and this financial nightmare had only added more stress. Now, thanks to Prevost Law Firm, we can breathe again and finally focus on getting the panels working for us.
To anyone dealing with a solar panel loan disaster: don’t wait—call Prevost Law Firm. They are incredible, and they truly fight for people like us. We are so grateful we found them, and we hope others in similar situations will reach out for their help.
Bart and Diana Daniels
Millions of Americans have been duped into one-sided solar contracts. If you were misled when purchasing solar panels, you are not alone.
Is your solar contract costing you more money that it’s saving you? Did the solar salesperson misrepresent the savings or outright lie to get you sign up? Did you lose your warranty?
Our lawyers can help get you get justice.
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Nothing herein is intended, and does not, create an attorney client relationship and is for informational purposes only. The Prevost law firm is licensed in Texas and is licensed to practice law in all Texas state courts and in multiple Federal Courts and Arbitration in 46 states. Solar sales are governed by both state and federal law. The attorney client relationship will only be created after the parties enter into a signed letter of representation.