If your solar installer is unresponsive or has gone out of business, you may have legal options to cancel your loan and seek financial relief. Prevost Law Firm offers no-cost claim reviews to help you understand your rights and take action.

>> Go here to read more about what to do if your installer is not being responsive.

Even if you've already paid off your solar loan, you may still be entitled to legal relief—Prevost Law Firm helps homeowners navigate UCC liens, broken promises, and contract breaches to recover funds and protect their rights.

>> Go here to read more about what to do if you paid all or most of your loan.

The FTC’s Holder Rule allows you to hold your lender legally responsible if your solar company fails to deliver on its promises. Prevost Law Firm helps homeowners use this powerful protection to cancel loans, recover payments, and seek justice.

>> Go here to read more about the holder rule.

The statute of limitations for solar panel lawsuits varies by state and claim type—but if you've been misled or harmed, it's critical to act quickly before your window to seek justice closes; Prevost Law Firm can help you understand your timeline and take immediate legal action.

>> Go here to read more about the statute of limitations.

Even if your solar warranty only has a year left, you may still have a strong legal claim—Prevost Law Firm helps homeowners pursue compensation for broken promises, misrepresentations, and lost warranty value, regardless of how much time remains.

>> Go here to read more about how many years you need to have left on your warranty.

A UCC lien gives lenders a legal claim to your solar panels (not your home) until your loan is paid off, which can complicate home sales or panel removal. Prevost Law Firm helps homeowners understand and resolve UCC lien issues tied to solar financing.

>> Go here to read more about how the UCC lien works.

Many solar contracts restrict your right to a jury trial or class action through arbitration clauses; but Prevost Law Firm can still help you fight back, explore legal loopholes, and pursue justice even within those limits.

>> Go here to read more about whether or not you can file a class action or have a jury trial.

Even if you used your tax credit to pay down your solar loan, you may still qualify for a full refund and loan cancellation. Prevost Law Firm helps homeowners recover those payments when solar companies break their promises or go out of business.

>> Go here to read more if you used the tax rebate to pay your solar loan.

If you win your solar lawsuit, your loan could be canceled and payments refunded. If you lose, you typically owe nothing more than your current loan. Prevost Law Firm takes most cases on contingency, so there's little risk in fighting for what you deserve.

>> Go here to read more about what happens when you win, and what happens if you lose.

Roughly 80–90% of solar panel lawsuits settle before reaching arbitration, but timing varies. Prevost Law Firm stays persistent to help you get the best possible outcome, whether early in the process or right before a final hearing.

>> Go here to read more about how many lawsuits settle versus go to arbitration.

The legal process to resolve a solar panel loan dispute typically begins with a 60-day demand period, followed by arbitration that can take several months to over a year. Prevost Law Firm moves swiftly at each stage to help you reach the best outcome as efficiently as possible.

>> Go here to read more about how long the process takes.

Many homeowners across the U.S. were misled into solar panel contracts with false promises of savings, only to be left with malfunctioning systems, voided warranties, and burdensome loans, specially after their installers went out of business. If your solar system isn’t performing as promised, you may have legal options, and a free claim review can help you find out.

>> Go here to read more about your legal options regarding struggling with a solar panel loan.

If your home was damaged by a faulty solar panel installation or you're stuck paying for a system that doesn't work, you may have legal options. While lawsuits against lenders typically only allow recovery up to your loan amount, Prevost Law Firm can help cancel solar loans, seek refunds, and address misleading sales practices. If your installer is still in business, you may also be able to sue for damages like roof leaks or electrical issues.

>> Go here to read more about potentially suing for damages.

Suing your solar lender on your own is risky, as lenders use complex legal defenses and fine-print disclaimers to avoid liability. An experienced attorney can help you navigate these challenges and recover what you’re owed.

>> Go here to read more about potentially suing a lender yourself.

Most solar panel contracts include arbitration clauses, which block homeowners from joining class-action lawsuits. Instead, each case must be handled individually through arbitration, but coordinated efforts like mass arbitration can still pressure companies to settle.

>> Go here to read more about why class actions are not allowed in solar panel lawsuits.

Arbitration clauses in solar contracts prevent homeowners from joining class-action lawsuits, requiring each case to be handled individually. However, mass arbitration (many individuals filing separate claims) can still create leverage against solar companies.

>> Go here to read more about why you shouldn't stop paying without a legal strategy.

Dealer fees are hidden charges in many solar loans that inflate your loan balance, often by 10–30%, without clear disclosure. These fees act as kickbacks to solar companies and may be legally questionable if not properly explained in your contract.

>> Go here to read more about the dealer fee in solar panel financing.

Arbitration is a private legal process required by most solar contracts, preventing homeowners from taking disputes to court. While it limits some legal options, it offers a faster resolution and can still lead to loan cancellations or settlements when handled by an experienced attorney.

>> Go here to read more about arbitration's role in solar panel lawsuits.

Solar panel lawsuits are seeing strong results, with many homeowners winning loan cancellations, refunds, and lien removals after proving misrepresentation or warranty failures. As more solar companies go bankrupt, lenders are increasingly being held accountable under consumer protection laws.

>> Go here to read more about what homeowners need to know about solar panel lawsuit updates.

Most solar contracts include “prevailing party” clauses, which can require the losing side to pay the winner’s legal fees. If a homeowner wins any part of their case, like a loan reduction or breach of contract, they may qualify as the prevailing party and recover attorney costs.

>> Go here to read more about what it means to be the prevailing party.

In a solar panel lawsuit, you have full control over settlement decisions. Nothing is agreed to without your approval. Your attorney must review each offer with you, and you decide whether to accept, reject, or counter.

>> Go here to read more about reviewing your settlement offer.

Whether or not to stop paying your solar loan depends on your financial situation and legal strategy. While continuing payments can protect your credit, stopping may be justified if your system was misrepresented, and legal action could help recover what you’ve paid.

>> Go here to read more whether you can stop paying your solar loan.

Prevost Law Firm does not currently accept lease or PPA solar cases, as these agreements provide limited legal remedies compared to purchased systems, and our focus is on helping homeowners pursue claims involving ownership-based contracts with stronger consumer protections.

>> Go here to read more on why we don't take lease cases.

Prevost Law Firm charges a $2,500 retainer because solar panel cases do not involve guaranteed payouts from insurers, and this hybrid fee structure allows us to share the risk while keeping legal costs capped for our clients.

>> Go here to read more on why there is a retainer.

We cannot share the details of individual solar panel lawsuit settlements because most lenders require nondisclosure agreements. These agreements are designed to prevent setting public precedents that might encourage a wave of similar legal claims.

>> Go here to read more on why we cannot disclose settlement details.

If your solar panel system was never completed or if promised components like a battery were never delivered, you may have a strong legal claim. These situations often qualify as breaches of contract or warranty, especially when the system was never operational or never received the proper approvals. Documenting these issues is key to strengthening your case in arbitration and may also help you recover attorney's fees as the prevailing party.

>> Go here to read more about what happens if you did not get everything you were promised.

If your solar panels are not working, you may still be contractually required to make loan payments, but that does not mean you are without legal options. The FTC’s Holder Rule allows you to use the seller’s misconduct as a defense against the lender, creating a path to stop payments when your system fails to deliver. While withholding payment may affect your credit in the short term, it does not weaken your legal claim.

>> Go here to read about what to do with payments if your solar panels are not working.

A secured solar loan is backed by the solar panels themselves, allowing lenders to file a UCC lien tied to your property address, which must typically be resolved before selling your home. In contrast, an unsecured loan carries no collateral and gives lenders no claim to your assets if you default. Understanding this difference helps clarify your rights and risks when entering or exiting a solar financing agreement.

>> Go here to read about secured versus unsecured loans.

In most solar loan lawsuits, clients are allowed to keep their solar panels after a successful case resolution. While lenders technically have the right to repossess the panels, doing so is rarely financially practical, and the panels usually remain with the homeowner.

>> Go here to read about what happens to solar panels at the end of a lawsuit.

If your solar installer is out of business and your panels need repairs, you are not required to wait indefinitely for your case to resolve. Start by documenting the issue through a formal inspection, photos, and a written estimate, then notify Prevost Law Firm so we can alert the other side. If they fail to inspect or respond in time, you may proceed with the repair and we will include the cost in your legal claim. This process protects your rights and ensures the system can be restored without jeopardizing your case.

>> Go here to read about repairs when your solar panel installer is out of business.

If your solar system needs repairs, the right technician to call depends on whether your original installer is still in business. If they are, contacting them directly is crucial to preserve any remaining warranty coverage. If the installer has gone out of business, you may hire a reputable third-party repair provider—but be sure to document everything, including an inspection, photos, and a written estimate. Prevost Law Firm will notify the lender, and once they’ve had the chance to respond, you may proceed with the repair and seek reimbursement as part of your legal claim.

>> Go here to read about who to call if you need repairs to your solar system.

If your solar panel system is experiencing issues, it's important to know whether the problem is covered under a manufacturer’s warranty or an installation warranty. A manufacturer’s warranty typically covers equipment malfunctions—like faulty panels or inverters—while an installation warranty covers workmanship, such as poor wiring or roof leaks. If your installer is still in business, they may be obligated to fix issues related to improper installation. Knowing which warranty applies helps you take the right next steps when seeking support or considering legal action.

>> Go here to read about manufacturer versus installation warranties.

If you need to sell your home while your solar panel lawsuit is still pending, it is possible—and more common than you might think. Your attorney should first send a demand letter to the lender stating that all future payments, including the loan payoff at closing, are made under protest. This preserves your right to seek a refund later. After the sale, your legal case will shift from loan cancellation to financial recovery, demanding reimbursement for the amount you paid. Despite the lien requirement at closing, your legal rights remain intact and enforceable.

>> Go here to read about what to do about selling your home if you are involved in a pending solar legal case.

Because Titan Solar filed for bankruptcy, you cannot sue them directly—even if you were misled or harmed—since the court issued a permanent stay on all legal actions against the company. However, you may still have a strong case against your lender under the FTC Holder Rule, which allows you to assert the same legal claims against the lender that you would have used against the seller. Many clients in similar situations have successfully pursued refunds, loan cancellations, and lien removals by focusing legal action on the financing company instead.

>> Go here to read about whether or not you can sue Titan.